Free UK Education & Training Calculators 2026
Tutor pricing, private school VAT impact, student loan repayments, apprenticeship ROI, nursery funded hours and e-learning costs — updated for 2025/26 UK rates. Free to use, no account needed.
Tutor Session Pricing Calculator
Calculate profitable tutoring rates based on subject, qualification, travel and income target.
Tutoring Business P&L Calculator
Agency model vs freelance — revenue, costs and profit for a tutoring business.
Private School Fees VAT Calculator
Impact of 20% VAT on independent school fees (from January 2025) on annual school budget.
Training Course Pricing Calculator
Set profitable prices for in-person and online training courses — material, facilitation and overhead.
E-Learning Platform Cost Calculator
Monthly cost of hosting and delivering online courses — Teachable, Thinkific, Kajabi vs self-hosted.
Apprenticeship ROI Calculator
Net cost and productivity value of taking on an apprentice under the current funding rules.
Student Loan Repayment Calculator (Plan 2/Plan 5)
Monthly repayments and total repaid under Plan 2 (9% above £27,295) and Plan 5 (9% above £25,000).
Nursery Funded Hours Revenue Calculator
Revenue mix from 15h/30h funded hours at LA rate vs private sessions at full fee.
Driving Lesson Profitability Calculator
Net income from driving instruction — lessons per week, fuel, vehicle costs and franchise fees.
Language School / ESOL Pricing Calculator
Fee structure for language classes — group vs 1:1, ESOL accredited vs non-accredited.
UK Education & Training Sector 2025/26
The UK education sector faces significant change in 2025/26. From January 2025, independent schools became liable for 20% VAT on tuition fees — the most disruptive regulatory change in a generation. Meanwhile, student loan terms have shifted with Plan 5 (lower threshold, longer write-off period) applying to all students starting from September 2023. The apprenticeship levy continues to fund employer-led training at significant scale. These calculators help education providers, tutors, training companies and employers model costs and pricing accurately.
Frequently Asked Questions
- When did VAT on private school fees start?
- From 1 January 2025, the UK government removed the VAT exemption from independent school fees in England, Scotland and Wales. Schools must now charge 20% VAT on tuition fees but can reclaim input VAT on costs. The net impact on school budgets is typically 15-16% rather than the full 20% due to input VAT recovery.
- What is the student loan repayment threshold for Plan 2?
- Plan 2 graduates repay 9% of earnings above £27,295 per year (2025/26 threshold). Plan 5 graduates (starting degree from September 2023) repay 9% above £25,000. Plan 1 graduates (pre-2012) repay 9% above £22,015. Below the threshold, no repayment is required regardless of the outstanding balance.
- How much does tutoring cost in the UK?
- UK tutor rates in 2025: primary level unqualified £25-40/hr; GCSE-level with QTS £40-70/hr; A-Level specialist £50-80/hr; degree-level £60-100/hr; Oxbridge/medical entrance specialist £80-200/hr. Online tutoring rates are typically 10-20% lower than in-person for equivalent qualifications.
- How does the apprenticeship levy fund training?
- Employers with a payroll over £3 million pay the Apprenticeship Levy at 0.5% of payroll into a Digital Apprenticeship Service account, which can fund 100% of approved apprenticeship training costs. Employers below the £3m threshold can access 95% government co-investment (paying only 5% of training costs). Levy funds expire after 24 months if unused.