Free UK Business Legal & Compliance Calculators 2026
Business insurance premiums, GDPR fine risk, DBS check costs, alcohol licensing, ICO fees, trademark registration and Companies House filing — updated for 2025/26. Free to use, no account needed.
Business Insurance Cost Estimator
Estimate annual business insurance premium based on trade, turnover, employees and required covers.
Public Liability Insurance Cost Calculator
Estimate PL insurance cost for UK businesses by trade, coverage limit and annual turnover.
Professional Indemnity Insurance Cost
PI insurance cost estimate by profession, coverage limit and annual fee income.
Cyber Insurance Cost Calculator
Annual cyber liability insurance estimate based on data volumes, sector and security posture.
GDPR Fine Risk Calculator
Estimate your ICO fine risk based on turnover, data volume, breach history and compliance posture.
Alcohol Licence Cost Calculator (England & Wales)
Premises licence application fee by rateable value, annual fee and personal licence cost.
DBS Check Cost Calculator
Calculate DBS check costs (Basic £18, Standard £38, Enhanced £38) for employees and volunteers.
ICO Data Protection Fee Calculator
UK ICO registration fee: Tier 1 (micro £40), Tier 2 (SME £60), Tier 3 (large £2,900).
UK Trademark Cost Calculator
IPO trademark application cost — UK trademark classes, EUIPO filing and attorney fees.
Companies House Fees Calculator
Annual filing fees, incorporation cost and confirmation statement fees for UK limited companies.
UK Legal & Compliance Costs 2025/26
Legal and compliance costs are often overlooked when planning a UK business budget. From ICO data protection registration (mandatory for most businesses processing personal data) to DBS checks for regulated sectors, alcohol licensing for hospitality venues and trademark registration to protect your brand — these calculators give you accurate cost estimates based on 2025/26 government fee schedules without needing to consult a solicitor for a ballpark figure.
Frequently Asked Questions
- What is the maximum GDPR fine in the UK?
- The maximum UK GDPR fine is £17.5 million or 4% of annual global turnover — whichever is higher — for serious infringements of UK GDPR (as set out in the Data Protection Act 2018). Standard infringements carry a lower maximum of £8.7 million or 2% of global turnover. The ICO primarily issues large fines to significant organisations and tends to use warnings and improvement notices for smaller businesses.
- How much does a DBS check cost in 2025?
- DBS check costs in 2025: Basic £18; Standard £38; Enhanced £38; Enhanced with Barred Lists check £38. Volunteers can access Basic and Standard checks free of charge via registered charities. Enhanced checks for volunteers cost £6.50. The DBS Update Service subscription is £16 per year per individual.
- How much does it cost to register a UK trademark?
- UK IPO trademark registration costs £200 for the first class, plus £50 for each additional class (online filing). Right Start applications cost £200 for the first class (examination before the full fee is committed). Attorney fees for search, advice and filing typically add £500-1,500. EUIPO (EU trademark) applications cost €850 for the first class.
- What is the ICO data protection fee for small businesses?
- The ICO data protection fee for 2025/26: Tier 1 (micro organisations — 10 or fewer staff and £632,000 or less turnover) £40/year; Tier 2 (small and medium organisations) £60/year; Tier 3 (large organisations or those with high-risk processing) £2,900/year. Most charities pay a reduced Tier 1 rate of £40. Certain organisations are exempt including some not-for-profits and individuals processing data purely for personal use.