Crowdfunding Fee Calculator 2025/26
Compare the true cost of equity and reward crowdfunding on Crowdcube, Seedrs, Kickstarter and Funding Circle — including platform fees, success fees and payment processing charges. Use this tool to model the net funds received before committing to a campaign.
Key Inputs
- Target raise amount (£)
- Platform: Crowdcube, Seedrs, Kickstarter, Funding Circle, or other
- Campaign type: equity, reward, or debt
- Expected payment method mix (card vs bank transfer)
What You'll Get
- Platform success fee (£ and %)
- Payment processing fee (£)
- Total fees (£)
- Net funds received after all fees
Important Notes — 2025/26 Rates & Caveats
2025/26 platform fees (approximate — always verify on each platform): Crowdcube: 6% success fee on funds raised + 0.75% payment processing (Stripe); Seedrs: 7.5% campaign fee on funds raised (includes nominee service); Kickstarter: 5% platform fee + 3-5% payment processing (varies by payment provider); Funding Circle: origination fees 0.9-5% depending on loan grade. All fees are only charged on successful campaigns (all-or-nothing model). Some platforms charge additional fees for secondary market access or campaign services. VAT may apply to platform fees.
Frequently Asked Questions
What fees does Crowdcube charge?
Crowdcube charges a success fee of 6% of the total funds raised, plus a payment processing fee of approximately 0.75% (via Stripe). These fees are only charged if the campaign reaches its target — Crowdcube operates an all-or-nothing model. There are no upfront fees to list a campaign, but Crowdcube vets all companies before they can list. For a £500,000 raise, total fees would be approximately £33,750 (6.75% combined).
How does Seedrs compare to Crowdcube on fees?
Seedrs charges a campaign fee of 7.5% of total funds raised (slightly higher than Crowdcube's 6% + 0.75%). However, Seedrs includes a nominee structure where it holds shares on behalf of investors, simplifying the company's cap table — this is bundled into the fee. Seedrs also operates an all-or-nothing model. For larger raises, Seedrs may negotiate fee terms. Always get quotes from both platforms for your specific raise size.
Is crowdfunding suitable for all UK businesses?
Equity crowdfunding (Crowdcube, Seedrs) is most suitable for consumer-facing businesses with a compelling story and existing customer base — the crowd invests in brands they know and believe in. B2B and highly technical businesses can struggle to attract crowd investors. Reward crowdfunding (Kickstarter) is suitable for product launches and creative projects. Debt crowdfunding (Funding Circle) is suitable for established businesses with at least 2 years' trading history seeking working capital.
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