IVF Cost Calculator UK 2025/26
Estimate total IVF costs in the UK across NHS funded and private cycles. Enter the number of cycles planned, NHS eligibility status, medication estimates, HFEA fees and embryo storage costs to model total out-of-pocket expenditure for 1, 2 or 3 treatment cycles.
Key Inputs
- Number of IVF cycles planned
- NHS eligible (yes/no — criteria: typically under 42, BMI 19–30, no existing children)
- Number of NHS-funded cycles (typically 1–3 depending on ICB)
- Private treatment cycle cost (£3,500–6,500)
- Medication cost estimate (£1,000–3,000 per cycle)
- HFEA fee (£80 per patient per year)
- Embryo freezing cost (£1,000–1,500 per cycle, if applicable)
- Frozen embryo transfer cost (£1,000–2,500, if applicable)
- Annual embryo storage fee (£200–400/year)
What You'll Get
- Total estimated cost for 1, 2 and 3 cycles
- NHS-funded portion (if eligible)
- Total out-of-pocket cost after NHS funding
- Breakdown by cost component
Important Notes — 2025/26 Rates & Caveats
Private IVF costs UK 2025: treatment cycle £3,500–6,500; medication £1,000–3,000; HFEA fee £80 per patient per year; embryo freezing cycle £1,000–1,500; frozen embryo transfer £1,000–2,500; annual embryo storage £200–400. NHS eligibility criteria vary significantly by Integrated Care Board — some ICBs have suspended IVF funding. Check your local ICB website for current local criteria. Success rates vary by age: under 35 approximately 32% per cycle; 35–37: 25%; 38–39: 19%; 40–42: 11%; 43–44: 5%.
Frequently Asked Questions
How much does private IVF cost in the UK?
A full private IVF cycle including medication typically costs £4,500–£9,500 in 2025/26 — the range reflects variation in clinic location, included services and individual medication protocols. The base treatment cycle is £3,500–6,500; medication adds £1,000–3,000. London clinics typically charge at the upper end of the range. Some clinics offer "all-inclusive" packages — verify exactly what is included before comparing prices.
What does the NHS fund for IVF?
NHS IVF funding criteria vary by Integrated Care Board (ICB). Nationally, NICE guidance recommends 3 full cycles for women under 40 and 1 cycle for women aged 40–42 who meet eligibility criteria. However, many ICBs offer fewer cycles (often just 1) or have stricter eligibility requirements — such as lower BMI ranges, no previous children (including from previous relationships), or waiting time limits on the relationship. Some ICBs have paused IVF commissioning entirely.
What is the HFEA fee?
The Human Fertilisation and Embryology Authority (HFEA) charges £80 per patient per year — mandatory for all UK fertility treatment clinics regulated by the HFEA. This fee is set by the HFEA and applies regardless of which clinic you use. It contributes to the HFEA's regulatory and patient information functions. The fee is typically charged once per year even if a patient has multiple treatment cycles in that year.
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