Free Business Calculators

VAT Calculator

Add or remove UK VAT at any rate

Break-Even Calculator

Find your break-even point in units and revenue

Profit Margin Calculator

Calculate gross and net profit margins

Startup Cost Calculator

Estimate how much you need to launch

Staff Cost Calculator

True cost of employment inc. NI and pension

Rental Yield Calculator

Gross and net rental yield for landlords

Agricultural Revenue Calculator

Revenue from crops, livestock and grants

Corporation Tax Calculator

UK corp tax bill with marginal relief 2024/25

Dividend Tax Calculator

Tax on dividends for directors and investors 2024/25

R&D Tax Relief Calculator

Estimate R&D credit — merged RDEC or legacy SME

Cash Flow Forecast Calculator

12-month cash projection with payment terms

Salary vs Dividend Calculator

Optimal salary/dividend split for UK directors 2024/25

Pension Contribution Calculator

Tax relief on pension contributions — personal & salary sacrifice

Stamp Duty (SDLT) Calculator

Stamp duty on residential and commercial property 2024/25

Inheritance Tax Calculator

IHT with NRB, RNRB, married-couple transfers and charity relief 2024/25

Property Capital Gains Tax

CGT on UK residential property with PPR and lettings relief 2024/25

Startup Equity Dilution

Cap table across Seed, Series A and Series B funding rounds

Statutory Redundancy Pay

Calculate redundancy entitlement by age, service and weekly pay 2024/25

National Living Wage Checker

Check NLW/NMW compliance and estimate HMRC penalty for underpayment 2024/25

Startup Costs Estimator

Full capital estimate: one-off costs, payroll, working capital, burn rate

Statutory Maternity Pay (SMP)

Calculate SMP entitlement, employer reclaim, and week-by-week breakdown 2024/25

Statutory Sick Pay (SSP)

Calculate SSP owed to an employee — £116.75/week, 3 waiting days, up to 28 weeks 2024/25

VAT Return Calculator

Calculate VAT due to HMRC — Standard vs Flat Rate scheme, input VAT reclaim 2024/25

Pension Auto-Enrolment

Calculate employer & employee contributions using 2024/25 qualifying earnings band

Business Loan Repayment

Monthly payments, total interest, effective APR and amortisation table

Capital Gains Tax — Shares & Investments

CGT on shares, ETFs, crypto and business assets with BADR and Bed & ISA planning 2024/25

R&D Tax Credit Calculator

Merged RDEC vs legacy SME scheme — side-by-side comparison with PAYE cap 2024/25

Lifetime ISA (LISA) Calculator

25% government bonus, year-by-year savings table, first home and retirement use cases 2024/25

Benefits in Kind (P11D) Calculator

Company car, medical insurance, loans and more — employee tax + employer Class 1A NI 2024/25

CIS Tax Calculator

Construction Industry Scheme deductions — contractor and subcontractor 2024/25

Apprenticeship Levy Calculator

Levy liability, monthly top-up, training cost coverage — levy and non-levy employers 2024/25

EMI Share Options Calculator

Enterprise Management Incentives — gain, CGT, BADR, vs unapproved options 2024/25

CSOP Share Options Calculator

Company Share Option Plan — no income tax on exercise (3–10 yr window), £60k limit 2024/25

Enterprise Value Calculator

EV/EBITDA, revenue multiple, P/E and DCF — equity value, net debt bridge, valuation range

Working From Home Tax Relief

Employed or self-employed WFH relief — flat rate vs actual costs 2024/25

Cycle to Work Scheme

Income tax + NIC saving from salary sacrifice bike — net cost and monthly impact 2024/25

EV Company Car vs Cash Allowance

Compare electric company car BIK tax against cash allowance net benefit 2024/25

EV vs Petrol/Diesel Total Cost of Ownership

Side-by-side 3–5 year TCO: fuel, servicing, depreciation, CO₂ saved, break-even and company car BIK 2025/26

Income Tax — UK vs Scottish Rates

Side-by-side comparison of income tax under England/Wales/NI and Scottish rates 2024/25

Child Benefit Tax Trap (HICBC)

High Income Child Benefit Charge — new £60k threshold from April 2024, effective marginal rate

Marriage Allowance Calculator

Transfer £1,260 personal allowance to your spouse — save £252/year plus backdating 2024/25

Construction VAT & DRC Calculator

CIS Domestic Reverse Charge — VAT return boxes, invoice wording, cash-flow impact for contractors and subcontractors 2024/25

Agricultural Property Relief (APR)

APR and BPR on farmland, farmhouses and farming businesses — includes April 2026 Budget cap 2024/25

Furnished Holiday Let Tax

FHL regime abolished April 2025 — compare old FHL rules vs new residential letting tax 2024/25 vs 2025/26

SDLT Second Home & Buy-to-Let

Stamp Duty for additional properties — 5% surcharge from Oct 2024, first-time buyer relief, band-by-band breakdown

BTL Mortgage Affordability

LTV, ICR stress test, rental yield and Section 24 tax impact for buy-to-let landlords 2024/25

HMO Calculator

Houses in Multiple Occupation profitability — gross yield, net yield, ROE and break-even room rent 2024/25

Commercial Property Yield

Passing yield, Net Initial Yield (NIY), equivalent yield — office, retail, industrial 2024/25

Equipment Lease vs Buy

Compare hire purchase, finance lease and operating lease — AIA, CT relief and NPV comparison 2024/25

Business Rates & SBRR Calculator

Business rates bill 2024/25 with Small Business Rate Relief, RHL 75% relief, Rural & Charitable reliefs

Capital Allowances Calculator

AIA (£1M), Full Expensing, WDA 18%/6% — 5-year pool table and tax saving 2024/25

RDEC & R&D Tax Credit Calculator

Merged RDEC 20% (15% net), ERIS 27%, legacy SME scheme — side-by-side comparison 2024/25

Salary Sacrifice Total Reward

Tax and NI savings from pension, EV car, cycle to work, childcare vouchers — employer NI saving included 2024/25

Annual Leave Entitlement

Statutory holiday for full-time, part-time, irregular hours and zero-hours workers — April 2024 reforms included

Zero Hours Contract Rights

Check your holiday pay, NLW compliance, redundancy, notice period, SSP and right to request guaranteed hours 2024/25

Corporation Tax Instalment Payments

CT instalment schedule for Small, Large and Very Large companies — due dates and amounts 2024/25

Employer NIC Optimisation

Employer NIC with Employment Allowance and salary sacrifice saving — 2024/25 and 2025/26

LLP & Partnership Profit Allocation

Income tax, Class 2 and Class 4 NIC per partner — salaried member warning included 2024/25

Making Tax Digital Readiness Checker

MTD VAT and ITSA obligation date, readiness score, and personalised action checklist 2024/25

Commercial SDLT Calculator

Stamp duty on non-residential freehold and leasehold transactions — England & NI 2024/25

Startup Costs & Runway Calculator

One-off costs, monthly burn, break-even month, cash runway, and 12-month P&L projection

Crowdfunding Calculator

Rewards, equity and loan-based crowdfunding — net proceeds, cap table and repayment schedule

Service Pricing Calculator

Set the right hourly rate and day rate from your income target, overheads and billable hours

Grant Eligibility Checker

Find UK business grants matched to your stage, sector, size and location